Living with bad credit is certainly tough because it makes almost everything more difficult and expensive. The best thing you can do is focus on rebuilding your credit by repairing your credit history first. Here is how.
If you can get a lower interest rate by a percentage point or two, it might save you a few hundreds of dollars annually. And you can accomplish that with just a single phone call.
The long-term consequences of a bad credit score can become a real threat if left unaddressed. It doesn't have to stay that way. Here are a few proven ways in which you can improve your credit score.